IPSI-2004 PRAGUE PACKAGE FOR ACCOMPANYING PERSONS

Please read carefully all details: Each letter and number are important, 
especially how to label the SWIFT, and what to include into your e-mail
to be sent after the payment instructions are given to your bank. Thank you!


1. For the IPSI-2004 PRAGUE Package For Accompanying Persons (e200/per one accompanying person),
   please pay the exact amount needed, as follows (it is important not that you send e200,
   but that we receive e200; bank transfer fees are to be paid by participants,
   and are not included into the conference fee):


   Intermediary 

   56A: COBADEFF (COMMERZBANK AG FRANKFURT)

   Account with Institution 

   57A: 400/8768384-00
   VBUBCS22 
   VOJVODJANSKA BANKA AD 
   TRG SLOBODE 7 
   21000 NOVI SAD
   SERBIA AND MONTENEGRO   
   
   Beneficiary Customer

   59A: 540101-17462539/22
   IPSI d.o.o.
   DALMATINSKA 55
   11120 BEOGRAD
   SERBIA AND MONTENEGRO   


   Important - indicate (in the subject of the SWIFT code) that the end user is:

   IPSI-2004 PRAGUE PACKAGE FOR ACCOMPANYING PERSONS + 
   + NAME(S) OF ACCOMPANYING PERSON(S).



2. After you give your bank the instructions for the payment, please 
   send the SWIFT to the IPSI Belgrade d.o.o. at the following fax number:

   +381.11.181.239 (+381 is the country code for Serbia and Montenegro).


3. Also, WHICH IS THE MOST IMPORTANT, send email to
   prague@rti7020.etf.bg.ac.yu and indicate the following:

   a. How much was paid?
   b. On what date?
   c. For how many persons?
   d. What are their names?

   PLEASE, MAKE SURE THAT YOUR EMAIL CONTAINS ALL THESE ITEMS!


4. Late payments are subject to extra 10% (if the bank to
   bank transfer is initiated after the deadline), or extra 20%
   (for payments on the spot).


5. No withdrawal of money after November 1, 2004. Substitution
   with another accompanying person is possible.


6. For payments on the spot (cash only), add 20% cash service charge.


CANCELLATION POLICY

If an IPSI conference is cancelled after the payment was received,
all money (except bank charges) will be returned immediately! So far it 
never happened that an IPSI conference was cancelled!