CONFERENCE FEE

Please read carefully all details: Each letter and number are important, 
especially how to label the SWIFT, and what to include into your e-mail
to be sent after the payment instructions are given to your bank. Thank you!

1. The e300 fee is to be paid by bank-to-bank transfer as follows:
   (it is important not that you send e300, but that we receive e300;
   bank transfer fees are to be paid by participants, and are not included
   into the conference fee):

   Intermediary 
   56A: COBADEFF (COMMERZBANK AG FRANKFURT)

   Account with Institution 

   57A: 400/8768384-00
   VBUBCS22 
   VOJVODJANSKA BANKA AD 
   TRG SLOBODE 7 
   21000 NOVI SAD
   SERBIA AND MONTENEGRO   
   
   Beneficiary Customer

   59A: 540101-17462539/22
   IPSI d.o.o.
   DALMATINSKA 55
   11120 BEOGRAD
   SERBIA AND MONTENEGRO   

   Important - indicate (in the subject of the SWIFT code) that the end user is:

   IPSI-2004 STOCKHOLM CONFERENCE FEE + YOUR NAME(S)

   PLEASE, WHEN YOU PAY, PLEASE INDICATE THE CONFERENCE NAME AND CITY
   (IPSI-2004 STOCKHOLM) - THIS IS EXTREMELY IMPORTANT!



2. After you give your bank the instructions for the payment, please 
   send the SWIFT to the IPSI Belgrade d.o.o. at the following fax number:

   +381.11.181.239 (+381 is the country code for Serbia and Montenegro).


3. Also, WHICH IS THE MOST IMPORTANT, send email to the conference management
   and indicate the following:

   a. How much was paid?
   b. On what date?
   c. For how many persons?
   d. What are their names?

   PLEASE, MAKE SURE THAT YOUR EMAIL CONTAINS ALL THESE ITEMS!


4. For payments initiated on the payment deadline, or after,
   add 10% late service charge.


5. For payments on the spot (cash only), add 20% cash service charge.


6. No money back after the fee payment deadline.
   Substitution with another co-author of the same paper is possible.


IMPORTANT NOTE:

The conference fee is paid per participant, not per paper.

This means that (in theory, if paper(s) accepted) one participant can present
two or more papers with only one conference fee paid. On contrary,
two participants who are coauthors of one paper must pay two conferences fees.


CANCELLATION POLICY

If an IPSI conference is cancelled after the payment was received,
all money (except bank charges) will be returned immediately! So far it 
never happened that an IPSI conference was cancelled!